Financial Preparation

Capital Cash Flow

Financial planning preparedness requires a capital cash flow and goal that are achievable; whichever case-scenario’s within short-term and long-term to save for the future unexpected expenditures and retirement planning preparation for old-age financial securities.

Pre-arrangements

There are varieties of plans for the future and long term financial perspective in related to life and health events such as health insurance coverage, children education plan, wills and estates plan, funeral prearrangement, retirement savings plan, that part within RRSP retirement savings plan and TFSA tax free savings plan, and separate budget for risks-management, accounting and pay duh! tax.

responsibility-commitment-obligations it’s a lifetimes!

It is ongoing responsibilities and obligations associated with lifetime commitment between families and the costs of living increases along with duh! tax annually, more than the actual salary a sides of overhead costs and miscellaneous fee’s.

Personalize Budget

There are Three types of most dreadful associated with life’s responsibility and obligations (1) tax on income (2) tax on what we own and (3) tax on what we buy.

It’s everyday each month to yearly basis for a lifetime debts that cause feelings dreadful a tax liabilities taking an estimated 15% percent to 53.5% percent; based on year of 2024-2025, per annual individual (income brackets)., varies depending on which Provinces and/or Territory within the Canadian Regions.

It’s your money invest it wisely!

Therefore, we must do our best to fully-understand, what is the best scenario for investment to earned than diminishing capital gained with extra tax payable and the 3rd party management plus associated administrative fees, postal fees the lists goes on.

Strategize Possible Solution

We must be creative enough to support those drifting miscellaneous costs to strategize the possible solutions to overcome and enable to govern self-trust; and personalize budget to narrow down between “want” and/or “need” to rebalance the difference with simplest mathematical strategies then follow with personal assets portfolio management efficiently, by using know-how practice to self-govern which is applicable to and where to invest next.

the future is now!

plan today for tomorrow!

It’s attitude and habits counts for 85% percent of success! the skills and knowledge contribute at 15% percent that’s minimum percentage to cover duh! tax.